Bus and SUV Crash in Studio City – How Multiple Insurance Claims Are Helpful

On a Thursday night, an SUV reportedly turned head-on into a Metro Bus at an intersection in Studio City, which is likely to result in multiple insurance claims for the injuries sustained by the bus passengers. According to KNBC News, the accident happened at about 11:40 p.m. in the 11400 block of Van Nuys Boulevard.  Five people were injured in the collision with one of those victims being transported to a local hospital via ambulance. The driver of the SUV apparently left the scene on foot but was arrested a short time later.  He may face criminal charges as a result of this collision, including felony DUI.

What Happens To The Insurance Claims of Multiple Victims Injured In a Single Accident

In the accident above, one of the most critical issues that will need to be addressed is how to go about compensating all of the injured victims from the insurance policy of the SUV driver, assuming he is found at fault.  Most automobile insurance policies have two limits: one representing the maximum figure any single claimant is entitled to recover and the other the maximum amount ALL injured parties may recover from a single accident.  For example, it is not uncommon for a driver in California to carry a “50/100” policy, which means the maximum amount a single party can recover is $50,000.00 and the maximum that can be paid to all injured parties is $100,000.00.  How the policy proceeds are divided to satisfy all insurance claims can be very complicated and is often affected by the nature and extent of the injuries sustained, the medical expenses incurred, the availability of underinsured motorist coverage, medical payments availability, and other factors.

If you or a loved one is injured in an automobile accident involving multiple insurance claims, a seasoned personal injury attorney is generally the best professional to consult in such situations.  Obtaining fair compensation can often be a complex process and ensuring you have outstanding representation is crucial.


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